Florida home with rooftop solar panels at golden hour

More than one way to go solar

Here at United Solar Agency, you don't just have one option for solar. We have interviewed, reviewed, and worked with the top thirty solar companies in the state of Florida, and we've narrowed it down to the top three for performance, cost, timeliness, cleanliness, workmanship, communication, and overall customer experience.

Between these three companies, you have four different options to go solar:

  1. 1.Buy with a cash purchase
  2. 2.Financing with zero down payment
  3. 3.Leasing with zero down
  4. 4.Our newest option, the solar subscription: $0 upfront, guaranteed 30% savings every year, no liens, no credit check, and we cover maintenance, insurance, and even re-roof removal & reinstall FREE for the life of the subscription.

No matter which option you choose, you're guaranteed to save money — and you'll help the environment at the same time. Every rooftop solar system we build takes the equivalent of 3 cars off the road, plants 347 trees worth of carbon offset, and saves 873 gallons of gasoline every single year. Go solar, keep more of your money, and do right by the planet — that's the right option every time.

The Solar Subscription Model

The New, Exclusive Way to Go Solar Without the Debt Trap

The average Florida home we analyze pays $256 a month to the electric company — and the average bill goes up between 4% and 8% every year. Switch to a subscription with a guaranteed 30% savings, zero upfront cost, zero debt and zero property liens.

Our average customer saves over $100 a month with a solar subscription — that's over $1,200 a year.

  • $0 Upfront Cost
  • No Liens On Your Home
  • No Credit Check
  • Insurance & Maintenance Covered

How it works

Five simple steps between your current utility bill and a lower, fixed monthly payment.

United Solar Agency specialist reviewing a savings analysis with Florida homeowners
  1. Step 1

    Analyze Your Bill

    Upload a photo of your current electric bill for a free, no-obligation savings analysis.

  2. Step 2

    Speak To One Of Our Experts

    Have a quick five-minute conversation or Q&A over Zoom or a phone call with one of our experts to review your numbers and your options. — no need for an in-home visit

  3. Step 3

    Choose Your Option

    Pick the path that fits your situation now — whether you want to go with the cash deal, financing, a lease, or our new solar subscription.

  4. Step 4

    We Install, Insure & Maintain

    United Solar Agency handles design, permitting, installation, insurance and ongoing maintenance at $0 cost to you.

  5. Step 5

    Pay Less Day One

    Trade unpredictable utility rates for a fixed, discounted monthly fee that starts saving you money immediately.

Solar specialist helping Florida homeowners compare cash, finance, lease and subscription options side by side

Five ways to power your home. One that pays from day one.

Staying with the electric company is an option too — here is what all five actually cost a Florida homeowner starting from a $256 monthly bill that goes up 4–8% per year.

Stay With The Utility

Do nothing and keep buying power from the electric company.

Upfront

$0

$256.00

today — historically climbing 4–8% a year

5-year net
-$17,317
20-year net
-$113,006

Drawbacks

  • Average bill rises 4–8% every year
  • Hundreds more per month a decade from now
  • Zero equity, zero control, zero savings
  • Outages and storm risk fully on you

Cash Purchase

Own it outright for maximum lifetime savings.

Upfront

~$34,909

$29.99

$29.99 utility minimum — or $0, if we can size it away

Where your roof has the space for it, we build the system large enough to cover the utility minimum too — so your power bill can reach zero. Roof space and sun exposure decide whether that's possible for your home, and we'll tell you straight during your bill analysis.

5-year net
-$23,881
20-year net
+$70,899

Benefits

  • Lowest lifetime cost of any option
  • You own the system — full home equity boost
  • Lock in your power cost for 25+ years
  • Claim the 30% federal tax credit yourself
  • No monthly payment, no lender, no contract

Financing / Loan

Own the system with a $0 down loan.

Upfront

$0 Down

~$291.99

$262.00 loan payment + $29.99 utility minimum

5-year net
-$4,692
20-year net
+$35,730

Benefits

  • Own the system with $0 money down
  • Loan paid off in ~12 years, then power is nearly free
  • Fixed payment — no annual escalator
  • You keep the 30% federal tax credit
  • Adds equity and value to your home
  • Pay the loan down early with no penalty

Traditional Lease

Low payment, full coverage, and someone else handles everything.

Upfront

$0 Down

~$219.40

$189.41 lease (1.99% escalator) + $29.99 utility minimum

5-year net
+$868
20-year net
+$50,756

Benefits

  • $0 down — nothing out of pocket to get started
  • Provider claims the 30% tax credit and passes the savings to you
  • Guaranteed maintenance & upkeep for the full 25-year term
  • Monitoring & repairs handled for you, never a service call fee
  • Production guarantee — if the system underperforms, they make it right
  • Lock in lower-than-utility power from day one
  • Fully transferable to the next homeowner when you sell
  • One of the strongest 20-year net savings of any option: +$50,756
Best Value

Solar Subscription

A guaranteed 30% savings on your power costs, every single year.

Upfront

$0 Start / $0 Ongoing / $0 Hidden

~$179.29

all-in — includes the $29.99 utility minimum charge

5-year net
+$6,565
20-year net
+$39,836
  • Guaranteed 30% savings every year
  • $29.99 utility minimum charge included in your monthly cost
  • NO credit check · NO liens
  • NO insurance costs — we cover the full policy
  • NO maintenance, repair, removal or reinstall fees
  • FREE panel removal & reinstall when you re-roof
  • Flexible terms (1–5 years instead of 25-year traps)
  • At end of term: extend, or we remove the system & repair the roof free

Things to know

  • At the end of each subscription term your monthly payment resets — it is re-set to 30% below the current utility rate in your area
  • Because utility rates climb 4–8% a year, that reset payment will be higher than what you pay today
  • You never own the system, so there is no home equity added
  • No federal tax credit for you — we claim it and pass the savings through
Get My Quote
Side-by-side comparison of traditional utility meter versus modern solar inverter and battery equipment on a Florida home

Side-by-side, line by line

Every cost the other models leave on your shoulders is included in the subscription.

FeatureElectric CompanyCashFinance / LoanLeaseUSA Subscription
Upfront Cost$0~$34,909$0$0$0
Monthly Cost Today$256.00~$29.99 — or $0, if we can size it away~$291.99~$219.40 ($189.41 + $29.99)~$179.29 (incl. $29.99)
Annual Rate Increase4–8% every year0%0%1.99% escalator on your paymentGuaranteed 30% savings yearly
Insurance Fee (>11.4 kW)N/A~$350/yr~$350/yr~$350/yr$0 (we cover it)
Utility Minimum ChargeFull bill~$29.99/mo (extra)~$29.99/mo (extra)~$29.99/mo (extra)$29.99 included in monthly cost
Lien on Property?NoNoYESNoNO
Credit Check Required?Sometimes (deposit)YesYesYesNO
Contract LengthForeverN/AUp to 25 yrs25 yrsFlexible (1–5 yrs)
Re-roof Removal / Re-installN/A$4,000–$6,000$4,000–$6,000$4,000–$6,000FREE — always
20-Year Net Savings-$113,006+$70,899+$35,730+$50,756+$39,836
Solar Subscription Exclusive

Need a new roof? We remove the panels free — and put them back free.

Every other solar model bills you $4,000–$6,000 to take panels down and reinstall them when your roof gets replaced. With a United Solar Agency subscription, removal and reinstallation cost you $0 — we own the hardware, so we handle it, schedule it around your roofer, and cover every dollar.

  • $0 panel removal
  • $0 reinstallation
  • Coordinated with your roofer
  • No paperwork, no deposit
Crew removing solar panels from a Florida tile roof for a re-roof

Re-roof cost comparison

Cash purchase
$4,000–$6,000
Loan / financed
$4,000–$6,000
Traditional lease
$4,000–$6,000
USA Subscription
FREE

And when your term is up, you decide

Your subscription runs 1, 3, or 5 years — not 25. When the term ends you have two choices, and both are yours to make: keep the subscription running, or have us remove the system completely. If you choose removal, we take the panels down and repair and seal every roof penetration at no cost to you. No removal fee, no restoration bill, no penalty for walking away.

What one rooftop actually changes

Based on a standard 14.56 kW system producing 19,200 kWh per year.

Aerial view of a Florida neighborhood with rooftop solar panels

0.00

Metric tons of CO₂ offset annually

338.4 MT over 25 years

0

Trees planted equivalent

every single year

0

Passenger cars off the road

removed per year

0

Gallons of gasoline saved

per year

Carbon payback in under 3 years. All the energy used to manufacture your panels is repaid in under three years — leaving 22+ years of pure environmental profit.

Phase One Mission

$5M in funding. 6 MW of clean energy. $0 to homeowners.

United Solar Agency is backed by $5M in funding to deploy 6 megawatts of residential clean energy across Florida at zero cost to the homeowner. We own and maintain the hardware — you keep the savings.

$5M

Deployment funding

6 MW

Phase One capacity

$0

Homeowner cost

Real Florida homeowners

What Our Customers Say

Florida homeowners share their real savings from the subscription and cash purchase models — straight from the people who switched.

Florida family relaxing outside their home with rooftop solar panels

Solar Subscription Deals

Guaranteed 30% Day-1 Savings · $0 Down

Get My Subscription Savings
30% off my power bill starting on Day 1—didn't pay a dime upfront.

The solar subscription was a total no-brainer. I saved a guaranteed 30% right out of the gate with $0 down, and the install crew wrapped up in just forty-eight hours.

Marcus
Uploaded my bill, locked in 30% instant savings.

I didn't want to take on a massive loan, so the subscription model was perfect. I uploaded my power bill on their site, and my monthly costs dropped 30% immediately.

Elena
Guaranteed 30% savings without taking on any debt.

Utility rates keep skyrocketing, but United Solar locked me into a subscription with guaranteed 30% savings from day one. Zero stress, zero maintenance.

David
Up and running in 2 weeks with instant bill cuts.

From permit approval to turning the panels on, United Solar was lightning fast. My very first subscription bill was 30% cheaper, exactly as promised.

Sarah

Traditional Lease Deals

$0 Down · Everything Maintained For 25 Years · +$50,756 20-Year Net Savings

See My Lease Numbers
The lease was the easiest yes of the whole process.

Nothing out of pocket, a payment lower than my old power bill, and they handle every bit of maintenance for 25 years. I don't touch a thing — I just pay less.

Anthony
$0 down and someone else owns all the risk.

If a panel quits or the inverter goes, that's their bill, not mine. The lease covers monitoring, repairs and upkeep for the full term. Best long-term value I found in Florida.

Michelle
20-year savings on the lease beat everything but paying cash.

I ran the numbers on all five options. Without writing a $35,000 check, the lease came out on top for me — over $50,000 in net savings and zero maintenance headaches.

Greg
Sold the house and the lease transferred with it.

I was worried the lease would complicate the sale. It didn't — the buyer took over the agreement and loved that the power bill was already low. Smooth from start to finish.

Priya

Loan & Finance Deals

$0 Down Ownership · Fixed Payment · You Keep The Tax Credit

Get My Financing Quote
Financed it with $0 down and now I own the whole system.

The loan let me get solar without touching savings. My payment is fixed — no escalator — and in about twelve years it's paid off and my power is basically free.

Carlos
The 30% tax credit came straight back to me.

Because I financed instead of leasing, I claimed the federal tax credit myself and threw it right at the loan principal. Knocked years off the payoff.

Janet
Fixed payment while the utility keeps raising rates.

My neighbors' bills go up every single year. Mine is locked in until the loan is done. Watching that gap widen has been very satisfying.

Trevor
Added real equity to my home with no money down.

The appraiser counted the system in our home value. Owning it — instead of renting power — is what sold me on financing.

Dana

Cash Purchase Deals

Maximum Lifetime Savings & Full Ownership

Get My Quote
Paid cash upfront for maximum long-term savings—best decision ever.

I had the capital, so buying the system outright made the most sense. My electric bill was completely wiped out, giving us total independence from power company price hikes.

Robert
Buying cash eliminated our bill completely and bumped our home value.

It takes an upfront investment, but owning our system free and clear delivers the absolute highest lifetime savings. We don't pay for electricity anymore, and we built instant equity in the home.

Linda
No payment to anyone — ever again.

Writing one check was painful for a day. Then the bills stopped. Two years in and I've never regretted it once.

Walter
The tax credit made the cash purchase pencil out fast.

Thirty percent back at tax time shortened my payback dramatically. United Solar walked me through the paperwork and the numbers were exactly what they promised.

Susan

Q&A

Questions homeowners actually ask

Straight answers — no fine print, no sales script. If your question isn't here, ask us directly and we'll tell you exactly how it works.

There isn't one hidden in the contract — the model is simply different. United Solar Agency retains ownership of the hardware, which is how we can cover maintenance, repairs and the full insurance policy. We recover our investment over time through the subscription fee, and pass the energy savings directly to you from month one.

Still have a question?

Send us your last power bill and we'll walk you through the exact numbers for your roof.

One of our specialists will contact you within forty-eight hoursvia text, email, and phone call

Send your address, utility provider and a photo of your bill. We'll return a custom, zero-obligation subscription proposal showing exactly what you'd pay and save.

  • No credit check
  • No obligation
  • No sales pressure
  • Free bill analysis